How are Canadians being duped?
The most popular types of fraud.
Fraudulent calls and texts have become a common problem, and a recent survey shows that about 43% of Canadians have experienced these situations in their lifetime. In 2022, the Canadian Anti-Fraud Center counted 92,078 cases of fraud. With the increase in online interactions and the development of artificial intelligence, it is becoming increasingly difficult to distinguish real messages from fake ones.
So, what are the most popular types of scams in Canada?
The "emergency" scam
This type of fraud often targets the elderly. The attacker pretends to be a family member who is in trouble and needs money to be released from custody. ID manipulation is especially dangerous when the fraudster's number masquerades as a real, "official" number. Experts advise returning calls to numbers you know to verify the caller's authenticity.
Technical support
This type of scam involves demanding money to fix fictitious computer problems. Do not give anyone access to your PC. Contact only trusted professionals.
Air duct cleaning scam
Offering services at a suspiciously low price may conceal an attempt to steal credit card data. Poorly done work and fictitious guarantees are another risk. Checking online for the company offered can help you avoid being scammed.
Fraud related to a tax agency
Under the guise of government agencies, scammers may request personal information or payments. The Canada Revenue Agency recommends confirming the caller's identity by contacting the department directly.
Phishing attacks
Phishing involves receiving messages from fake organizations demanding personal information or clicking on a suspicious link. It is important to take your time, double-check sources and avoid suspicious links.
Fake websites for immigrants
The Government of Canada is warning about websites claiming to be official but offering false promises. Checking the URL and searching for information about the site can help you avoid the trap.
Contests and raffles
The promise of prizes for entering contests may conceal the demand for fees and taxes. Payment for winning prizes should be avoided and the authenticity of contests should be verified.
Extortion
If you claim you have been hacked and have access to compromised data, you should contact the police and the Fraud Center rather than transferring money.
AI fraud
The use of AI to create realistic fakes exacerbates the problem. Verification of information and sources remains the primary means of protection.
To avoid being scammed, it is important to remain vigilant, check any offers thoroughly, avoid urgency and act thoughtfully.